Increasingly people continue to be aware of the meaning of financial security. Not only because of the development of digitalization, this is also supported by the industrial revolution 4.0 which emphasizes aspects of digital technology. It is this matter that ultimately urges the creation of various types of investment.
The many types of investment that currently exist certainly make residents have to be more careful in securing investments, especially for newcomers. Here are some types of investments for newcomers that can be taken into consideration by those of you who are just about to start investing.
Various Various Investments Are Highly Interested in the Community
There are several types of mutual funds that you can choose from, namely money market mutual funds, stock mutual funds, sharia mutual funds, mixed mutual funds, and fixed income mutual funds. You can invest through Investment Managers, Securities, and Banks that are selling agents for mutual funds
Gold
Gold is a type of investment for newcomers who are just starting to learn to invest. Not only is the investment method easy to understand, gold investment also tends to increase in value every year. In contrast to paper currency, the value of gold will not be eroded by inflation. The advantage of other gold investments is their large liquidity, so they can be disbursed quickly when funds are needed.
Before making gold an investment, you need to check the price of gold on the official Gold Antam website, Pawnshops, marketplaces, or trusted gold shops. After that, you can decide whether to buy directly or online.
Share
Stock investment is indeed in the high risk category, but that doesn’t mean newcomers can’t try it. You can always start with small capital first or invest with fundamental analysis which allows investors to invest in the long term.
For newcomers, it is recommended to do research on stocks first. Selection of stocks that have been tested have good fundamentals, so they are suitable for newcomers. This investment can be a very efficient medium for newcomers to learn investing.
Deposit
Deposits are investments whose profits can be taken within a certain period of time. This type of investment also has a risk that tends to be small because it is a type of deposit that is guaranteed by the Deposit Insurance Agency (LPS), making it suitable for newcomer investors.
The benefits offered from investment deposits also vary, depending on the policies of each bank. If the bank where you place your deposit goes bankrupt, then you will always get the fullest deposit funds.
Country Valuable Messages
Government Bonds or bonds can now be easily accessed and purchased online. SBN is a type of investment in the form of a debt message that can be purchased from the government. This investment is fairly comfortable for newcomers because the profits are quite large and guaranteed by the government.
Collectibles
This one investment can be started from a hobby that you are doing. For example, if you have a hobby of collecting elegant watches, then you can make it a very promising heirloom in the future. However, you also have to be careful in thinking ahead and reading trends from the collection items themselves.
Another example that you can invest in is an antique motorbike. Not only about the latest output objects, old output objects such as antique motorbikes can also be very valuable if used as an investment. The reason is, antique motorbikes are the target of collectors who are ready to spend big to get them.
Such is the description of the types of investment for newcomers. Don’t forget to do your research before deciding on the type of investment that best suits your risk profile.
To help you start investing, Prudential Indonesia provides insurance and investment facilities through its various products. Visit Prudential Indonesia to find various other data about superior insurance products, especially for you!